Surprisingly frustrating to fund BAT wallet

rewards
#1

This has probably been talked about before, but I wanted to share my experience. As I understand it, the process to get money to contributors is

  1. Create a rewards wallet in Brave
  2. Set up an Uphold account
  3. Verify the Uphold account
  4. Add a funding method
  5. Add money to a fiat card using funding method
  6. Transfer money from fiat card to a BAT/BTC/ETH/LTC card
  7. Transfer money from BAT/BTC/ETH/LTC card to Brave wallet

I got kinda stuck at step 5. Two MasterCard cards and one Visa card declined the transaction, and two more MasterCard cards had an error while attempting to add them as a funding method. I talked to Citi (MasterCard) about the declined transaction, and they told me they decline all cryptocurrency transactions. I know I could probably throw in the towel on credit cards and add a bank as a funding method, but I preferred not to do that.

Lastly, Uphold told me there’s no way to set up recurring deposits into BAT. It’s too much to expect a user to manually top off. Everyone has an auto-payment these days.

I know there are plans to allow you to fund your wallet directly in the browser. I think that’s really what’s needed here. This was far too painful a process to ever achieve widespread adoption.

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#2

well said. I think Brave is really far from that reality

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#3

@keegan you don’t need an Uphold account in order to funding your in browser wallet (brave://rewards).

You can send BAT/BTC/ETH and other supported currency (that listed under “Add fund” dialogue box) from other exchange/wallet. Like Coinbase, etc.

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#4

Yes, I’m aware I don’t have to use Uphold and can use whatever platform I want. That’s how cryptowallets work. But the only link in Brave’s FAQ is documentation on how to setup Uphold. I’d expect this is what most users would do. Only users already comfortable with some other cyrptoplatform would know to do anything different.

I’m new to crypto myself, but I’d expect the cards will likely get declined even if I chose another platform. And are there any platforms where I can automate the funding of the Brave wallet?

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