All my BAT is gone? Pls ELI5

I see this issue asked many times but never really answered. What happened to my BAT earnings? Do they expire? How soon? I only had mine a short time, what’s the cutoff? I never saw a notice… Should I/Can I withdraw it?

I thought I understood this but now I’m asking: “How does this all work again?”

Pls ELI5.

EDIT:

No, auto-contribute was not on and yes I backed up and restored my wallet.
BAT is still gone.

Same here. Version 1.5.112 Chromium: 80.0.3987.132 (Official Build) (64-bit)

And the Brave Rewards page says " Uh oh! The Brave Rewards server is not responding. We will fix this as soon as possible."

The main bar with the triangle with the checkmark lists all the BAT awards, lists no disbursements, and yet has a 0 balance.

ETA: and both issues resolved themselves after about an hour. It might be somehow VPN-related, although that’s just a guess, or it may need the server to display balances. I don’t know.

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