"Save and fill payment methods" is toggled off and cannot be toggled on

For reasons I don’t understand, the “Save and fill payment methods” option on brave://settings/payments is toggled off and greyed out. Because it’s greyed out I cannot re-enable it. I’m prevented from adding a payment method.

The “Manually verify every time you pay using autofill” is similarly off and disabled.

The option “Allow sites to check if you have payment methods saved” is toggled on, and I can toggle it off, but toggling it on/off doesn’t change my ability to toggle “Save and fill payment methods.”

I have the Bitwarden plugin installed. I don’t see an obvious way that it is interfering, but mabye?

How can this issue be reproduced?
I’m not sure how to reproduce. I’m not sure how I got here.

Brave Version( check About Brave):
1.63.174

#FriendlyPing to anyone out there.