I’m kicking off 2018 with a thread where those of us who aren’t using Brave Payments can explain why we’re not, and suggest changes that would get us to use it.
Here’s my main barrier to entry: I believe everything should be as simple as possible, and Brave Payments, in my opinion, is needlessly complicated.
I believe in privacy, but not at any price. I greatly respect people who want total anonymity, but not everyone is willing to make the required trade-off in ease of use. Anonymity to the point of not being able to use a credit card will keep me from using Brave Payments.
I really want to use Brave Payments. I want to block ads and tracking, but I realize that if publishers don’t get paid, the websites those ads support will disappear.
The following barriers keep me from using Brave Payments:
(1) I use Brave on an iMac, a MacBook Air, an Android phone, a Windows 7 desktop and on two Linux distributions. In this age of synchronized devices, you’re asking me to (for now, at least) create multiple accounts – to do exactly the same thing. This is needless duplication, in my opinion, and it’s far too time consuming.
(2) I can’t use MasterCard. That’s the only credit card I have ever used and the only online payment system I have ever used. Why? Because I’ve yet to hear a compelling reason to change. MasterCard is used by merchants big and small around the world. If MasterCard is good enough for almost everyone, it should be good enough for Brave. PLEASE NOTE that I’m not suggesting a credit card transaction for every payment to a publisher. Rather, (for those of us who are willing to identify ourselves to Brave Software), let us use MasterCard to deposit money directly into a single Brave account for all platforms.
(3) Cryptocurrencies have yet to meet my test for legitimacy. (For example, to quote the Economist: “Currencies need to have a steady price if they are to be a medium of exchange.”) And I don’t fully understand your explanation of a utility token. Brave says converting my Bitcoin to BAT “can take anywhere from a few minutes to several hours.” I don’t consider that ready for prime time.
(4) I don’t want to give anyone access to my bank account. If my credit card is defrauded, MasterCard would generally reimburse me.
I consider Brave Payments to be the reason the browser exists. So if you’re not using it, please use this thread to tell the community why.