How to use only local wallet?

I have linked my wallet to uphold account, so every month the rewards are going to uphold.
Today I created local wallet from brave://wallet/
How to set the monthly bat coins to save in my local wallet.?

And can I transfer the local wallet bat to wazirex,binance,etc? And are there any charges for that?
Upholding is charging a lot, that’s why asking for local walltet.

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